About Us
Our Firm
Paddock & Pine is a wealth management firm located in Saratoga Springs, a town known for its charm, equestrian heritage, and natural beauty. Our name reflects the history, culture, and enduring beauty that surrounds and inspires us.
We carry that spirit into our work, offering personalized guidance in a steady, calm environment. Strategies are tailored rather than one size fits all, and our philosophy centers on precision planning, tailored strategies, and timeless relationships. Clients look to us for guidance through life’s many transitions, supported by a team that remains committed well beyond their working years.
Many of our relationships span multiple generations, reflecting the confidence placed in us over time and our dedication to stability, care, and a long-term perspective. That commitment remains constant, even as markets shift and technology advances. Aligning with LPL Financial allows us to connect our clients to a broad range of services, resources, and ongoing support needed.
About LPL Financial

Our Mission
Our mission is to provide steady guidance and thoughtful strategies that help families and individuals navigate life’s transitions while preserving what matters most. We are committed to building lasting relationships across generations, rooted in collaboration, care, and the belief that wealth management should bring meaning as well as opportunity.
Let's ConnectOur Team
Thomas F. Niles
Senior Vice President, Financial Advisor
Tom brings three decades of financial services experience to his role at Paddock & Pine Wealth Partners. He began his career in accounting and mortgage banking, and since 1992 has provided comprehensive planning for individuals and businesses. As a portfolio manager, he has managed client portfolios with discretionary authority since 1996. He works with clients across the country who seek the perspective of a seasoned guide.
Tom’s role has been described as that of a financial sherpa, guiding clients through all stages of their financial lives and well beyond their working years. His approach is grounded in meaningful conversations, mutual understanding, and clear communication. He places strong emphasis on education and dialogue, recognizing that clients often seek clarity on process, costs, markets, retirement income, and legacy planning.
Tom is a graduate of SUNY Albany, where he earned a Bachelor of Science in Accounting. He and his wife, Victoria, live in Saratoga Springs, New York, and have three children. Outside the office, he enjoys spending time with family, staying active, and directing a girls’ national-level travel basketball program, a responsibility he takes pride in.
Stephen Carleton
Senior Vice President, Financial Advisor
For more than two decades, Stephen has applied his expertise as a financial advisor, helping simplify the complexities of wealth management so clients can pursue long term financial well-being. His career began with hands on experience at prominent Wall Street institutions, where he developed a deep understanding of market dynamics, investment portfolios, and risk mitigation. During that time, he was mentored by three highly accomplished advisors whose collective wisdom shaped his core philosophy: that effective financial advice is built on collaboration, transparency, and a deep understanding of each client’s unique life goals.
Drawing from this foundation, Stephen builds enduring relationships and provides tailored strategies for individuals and families across the country. Whether a client is planning for retirement, establishing estate strategies, or diversifying a portfolio, he offers guidance with a commitment to continuous learning and ethical practices. He has extensive experience managing family wealth across four generations.
Stephen is a graduate of Roberts Wesleyan College and holds Series 7 and 66 licenses through LPL Financial, along with insurance licenses. Stephen and his wife live in Saratoga Springs, sharing their home with their two beloved boxers, Luna and Lolli. Outside the office, Stephen believes in a balanced life. His family shares a passion for the outdoors and all things equine, and they are often at equestrian events in the Saratoga region. He also enjoys sailing and maintains a lifelong dedication to Porsche automobiles, which often leads him to local car shows. These interests help him stay grounded and connected to the communities he serves.
Bridget S. Languth
SENIOR LPL REGISTERED CLIENT SERVICES ASSOCIATE
Bridget brings more than a decade of industry experience to her role at Paddock & Pine Wealth Partners. She previously served as a Senior Registered Private Client Associate at Janney beginning in 2013, after starting her career with Edward Jones.
She is dedicated to serving clients with care and professionalism, drawing upon more than a decade of financial industry experience. She holds a Bachelor of Science degree in Psychology and Series 7 and 63 licenses through LPL Financial.
Bridget lives in Saratoga Springs, New York, and is the proud mother of two grown sons. She is active in the community and volunteers her time with the Friends of the Saratoga Springs Public Library.
Brandy Harrison
Client Service Associate
For more than six years, Brandy Harrison has supported the delivery of exceptional client experience here at LPL Financial. Since joining LPL in 2020, she has built a strong foundation through progressive roles in customer service, earning a reputation for reliability, efficiency, and thoughtful problem‑solving.
Drawing from this foundation, Brandy plays a vital role in supporting advisors and clients at the Paddock & Pine Wealth Partners office. Her approach is rooted in collaboration, clear communication, and attention to detail, allowing advisors to remain focused on strategic planning while clients feel supported and informed.
Brandy holds a Bachelor of Science in Business Administration Major in Managerial Studies from the University of North Carolina at Charlotte and an Associate of Arts Degree from Guilford Technical Community College. Born and raised in North Carolina, she brings an excellent work ethic to her role and a clear sense of professionalism. She prides herself in being approachable and engaging that helps foster transparency and rapport.
Known for her outgoing and charismatic demeanor, Brandy values a balanced and energetic lifestyle. Outside the office, she enjoys traveling and spending time at the beach especially during her favorite season, summer. A self-described food enthusiast who loves exploring new restaurants and never turns down a great steak. Her appreciation for connection and community inspires her daily life and motivates her every client interaction.